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Where do I find and easy mortgage calculator? I would like to find out how much extra Principal a month I have to pay, to shorten my 30 year mortgage by 10 to 15 years, without refinancing / signing up for a new loan. Thanks a lot!!!
I have a 1.30% negative am loan that i need to get out of, i currently owe 650,000.00 for both my first and my second, my question is can i get a loan that is not a negative am loan and have my payments at 2,450.00 including my taxes? Even if i have to get myself into an interest only loan for the first 3-5 years or so, by then my wife and i would be off better financially and can refinance into something fixed. My home is worth about 750,000 so i still have some equity in it and have had this negative am loan for about 2 1/2 years now. I was on lending tree and put my info in the mortgage calculator and it brought out different scenarios and one did have a payment of 2,450.00 is this realistic? i pay 8,200.00 in real estate taxes a year.
Im looking for someone that has a mortgage calculator(not one of the online ones that calculate monthly payments). My parents are looking to refinance their home, and they were told a 10 year loan at 4.25% would have a monthly payment of around 618.00. There’s one problem with this- the loan was supposed to be for 68k, but when I plugged the numbers into a mortgage calculator online, it said the monthly payments should be almost 700.00 a month. I used to be a loan officer and had a mortgage calculator that could calculate this, but no longer have one. So what I need someone to tell me is, giving the numbers my parents were quoted, how much would that loan be for? Supposedly this is a fixed rate mortgage too. Thanks in advance for your help.
Oops, that was a typo. Should be 4.625%, not 4.25
I have a 1.25% negative am loan that i need to get out of, i currently owe 673,000.00 for both my first and my second, my question is can i get a loan that is not a negative am loan and have my payments at 2,500.00 including my taxes? Even if i have to get myself into an interest only loan for the first 3-5 years or so, by then my wife and i would be off better financially and can refinance into something fixed. My home is worth about 750,000 so i still have some equity in it and have had this negative am loan for about 2 1/2 years now. I was on lending tree and put my info in the mortgage calculator and it brought out different scenarios and one did have a payment of 2,400.00 is this realistic? i pay 8,000.00 in real estate taxes a year.
I realize i cannot get an interest only loan plus get my taxes paid for 00.00 So can i get a payment of 00 without the taxes? for 673,000?