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	<title>When To Refinance A Mortgage</title>
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	<link>http://www.whentorefinancemortgage.com</link>
	<description>Find out when and when not to refinance your home</description>
	<pubDate>Fri, 03 Sep 2010 11:13:27 +0000</pubDate>
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		<title>Los Angeles Mortgage Broker Explains Short Pay Refinance</title>
		<link>http://www.whentorefinancemortgage.com/los-angeles-mortgage-broker-explains-short-pay-refinance</link>
		<comments>http://www.whentorefinancemortgage.com/los-angeles-mortgage-broker-explains-short-pay-refinance#comments</comments>
		<pubDate>Fri, 03 Sep 2010 11:13:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[How Difficult Is It To Refinance A Mortgage?]]></category>

		<category><![CDATA[Beverly Hills]]></category>

		<category><![CDATA[Culver City]]></category>

		<category><![CDATA[debt consolidation]]></category>

		<category><![CDATA[Hollywood]]></category>

		<category><![CDATA[home finance]]></category>

		<category><![CDATA[home loan lender]]></category>

		<category><![CDATA[home loans]]></category>

		<category><![CDATA[home refinance]]></category>

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		<category><![CDATA[refinance]]></category>

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		<category><![CDATA[short pay refinance]]></category>

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		<guid isPermaLink="false">http://www.whentorefinancemortgage.com/los-angeles-mortgage-broker-explains-short-pay-refinance</guid>
		<description><![CDATA[
www.mortgagehelplosangeles.com If the market value of your home is currently less than you owe your bank, AND if you are current in your payments and your credit is still in good shape, you may qualify for a new mortgage refinance approach that will reduce your principle to 90% of the current market value AND keep [...]]]></description>
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<p>www.mortgagehelplosangeles.com If the market value of your home is currently less than you owe your bank, AND if you are current in your payments and your credit is still in good shape, you may qualify for a new mortgage refinance approach that will reduce your principle to 90% of the current market value AND keep your credit intact. Details are included in this video or you can call Bill Rayman, Senior Vice President of Los Angeles Based Mortgage Capital Partners, to discuss solutions currently available to you. Call 310-453-4016 or read more on this blog http</p>

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		</item>
		<item>
		<title>How do I refinance when my mortgage is more than the property value.?</title>
		<link>http://www.whentorefinancemortgage.com/how-do-i-refinance-when-my-mortgage-is-more-than-the-property-value</link>
		<comments>http://www.whentorefinancemortgage.com/how-do-i-refinance-when-my-mortgage-is-more-than-the-property-value#comments</comments>
		<pubDate>Tue, 31 Aug 2010 20:42:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Things To Consider When Refinancing]]></category>

		<category><![CDATA[amp]]></category>

		<category><![CDATA[bank of america]]></category>

		<category><![CDATA[loan modification]]></category>

		<category><![CDATA[loans]]></category>

		<category><![CDATA[mortgage]]></category>

		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://www.whentorefinancemortgage.com/how-do-i-refinance-when-my-mortgage-is-more-than-the-property-value</guid>
		<description><![CDATA[My husband &#38; I purchased our condo with two loans from Bank of America: a 5/1 ARM @ 5.25% and a 2nd mortgage @ 6.75%.  I would like to refinance our mortgages before the rates adjust.  However, the value of our home has decreased over 0K.  I have called Bank of America [...]]]></description>
			<content:encoded><![CDATA[<p>My husband &amp; I purchased our condo with two loans from Bank of America: a 5/1 ARM @ 5.25% and a 2nd mortgage @ 6.75%.  I would like to refinance our mortgages before the rates adjust.  However, the value of our home has decreased over 0K.  I have called Bank of America to get a loan modification and the woman I spoke to said we do not qualify.  Is anybody else having this problem and how did you get a refinance?
</p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/amp' rel='tag' target='_self'>amp</a>, <a class='technorati-link' href='http://technorati.com/tag/bank+of+america' rel='tag' target='_self'>bank of america</a>, <a class='technorati-link' href='http://technorati.com/tag/loan+modification' rel='tag' target='_self'>loan modification</a>, <a class='technorati-link' href='http://technorati.com/tag/loans' rel='tag' target='_self'>loans</a>, <a class='technorati-link' href='http://technorati.com/tag/mortgage' rel='tag' target='_self'>mortgage</a>, <a class='technorati-link' href='http://technorati.com/tag/mortgages' rel='tag' target='_self'>mortgages</a></p>

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]]></content:encoded>
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		</item>
		<item>
		<title>Easy Mortgage Calculator???</title>
		<link>http://www.whentorefinancemortgage.com/easy-mortgage-calculator</link>
		<comments>http://www.whentorefinancemortgage.com/easy-mortgage-calculator#comments</comments>
		<pubDate>Sun, 29 Aug 2010 08:48:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Things To Consider When Refinancing]]></category>

		<category><![CDATA[30 year mortgage]]></category>

		<category><![CDATA[mortgage calculator]]></category>

		<category><![CDATA[refinancing]]></category>

		<guid isPermaLink="false">http://www.whentorefinancemortgage.com/easy-mortgage-calculator</guid>
		<description><![CDATA[Where do I find and easy mortgage calculator? I would like to find out how much extra Principal a month I have to pay, to shorten my 30 year mortgage by 10 to 15 years, without refinancing / signing up for a new loan. Thanks a lot!!!








Technorati Tags: 30 year mortgage, mortgage calculator, refinancing


]]></description>
			<content:encoded><![CDATA[<p>Where do I find and easy mortgage calculator? I would like to find out how much extra Principal a month I have to pay, to shorten my 30 year mortgage by 10 to 15 years, without refinancing / signing up for a new loan. Thanks a lot!!!
</p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/30+year+mortgage' rel='tag' target='_self'>30 year mortgage</a>, <a class='technorati-link' href='http://technorati.com/tag/mortgage+calculator' rel='tag' target='_self'>mortgage calculator</a>, <a class='technorati-link' href='http://technorati.com/tag/refinancing' rel='tag' target='_self'>refinancing</a></p>

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		</item>
		<item>
		<title>Is it a Good Time for Mortgage Refinancing? Matthew Sapaula comments on FOX Good Day Chicago</title>
		<link>http://www.whentorefinancemortgage.com/is-it-a-good-time-for-mortgage-refinancing-matthew-sapaula-comments-on-fox-good-day-chicago</link>
		<comments>http://www.whentorefinancemortgage.com/is-it-a-good-time-for-mortgage-refinancing-matthew-sapaula-comments-on-fox-good-day-chicago#comments</comments>
		<pubDate>Sun, 29 Aug 2010 08:44:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[How Difficult Is It To Refinance A Mortgage?]]></category>

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		<guid isPermaLink="false">http://www.whentorefinancemortgage.com/is-it-a-good-time-for-mortgage-refinancing-matthew-sapaula-comments-on-fox-good-day-chicago</guid>
		<description><![CDATA[
With the Federal Reserve continuing to drop interest rates, many homeowners are beginning to wonder whether it is wise for mortgage refinancing. However, what is the best scenario in which to do this? Can your mortgage be your best wealth-building friend? Matthew Sapaula gives some tips and insight on how your mortgage management is a [...]]]></description>
			<content:encoded><![CDATA[<p><object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/UVMs45eqXOA?f=videos&#038;app=youtube_gdata&#038;showsearch=0&#038;rel=0"></param><param name="wmode" value="transparent"></param><embed src="http://www.youtube.com/v/UVMs45eqXOA?f=videos&#038;app=youtube_gdata&#038;showsearch=0&#038;rel=0" type="application/x-shockwave-flash" wmode="transparent" width="425" height="355"></embed></object></p>
<p>With the Federal Reserve continuing to drop interest rates, many homeowners are beginning to wonder whether it is wise for mortgage refinancing. However, what is the best scenario in which to do this? Can your mortgage be your best wealth-building friend? Matthew Sapaula gives some tips and insight on how your mortgage management is a key to building lasting wealth. For free tips and updates, follow him on Facebook, Twitter or his website www.matthewsapaula.com</p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/adviser+financial' rel='tag' target='_self'>adviser financial</a>, <a class='technorati-link' href='http://technorati.com/tag/adviser+mortgage' rel='tag' target='_self'>adviser mortgage</a>, <a class='technorati-link' href='http://technorati.com/tag/asset+management+funds' rel='tag' target='_self'>asset management funds</a>, <a class='technorati-link' href='http://technorati.com/tag/college+trust+funds' rel='tag' target='_self'>college trust funds</a>, <a class='technorati-link' href='http://technorati.com/tag/funding+equity' rel='tag' target='_self'>funding equity</a>, <a class='technorati-link' href='http://technorati.com/tag/funding+higher+education' rel='tag' target='_self'>funding higher education</a>, <a class='technorati-link' href='http://technorati.com/tag/funds+capital' rel='tag' target='_self'>funds capital</a>, <a class='technorati-link' href='http://technorati.com/tag/funds+investments' rel='tag' target='_self'>funds investments</a>, <a class='technorati-link' href='http://technorati.com/tag/Higher+education+Funding' rel='tag' target='_self'>Higher education Funding</a>, <a class='technorati-link' href='http://technorati.com/tag/matthew+sapaula' rel='tag' target='_self'>matthew sapaula</a>, <a class='technorati-link' href='http://technorati.com/tag/money+smart+advice' rel='tag' target='_self'>money smart advice</a>, <a class='technorati-link' href='http://technorati.com/tag/money+smart+guy' rel='tag' target='_self'>money smart guy</a>, <a class='technorati-link' href='http://technorati.com/tag/money+smart+radio' rel='tag' target='_self'>money smart radio</a>, <a class='technorati-link' href='http://technorati.com/tag/mortgage+refinancing' rel='tag' target='_self'>mortgage refinancing</a>, <a class='technorati-link' href='http://technorati.com/tag/school+fund+adviser' rel='tag' target='_self'>school fund adviser</a>, <a class='technorati-link' href='http://technorati.com/tag/venture+capital+funds' rel='tag' target='_self'>venture capital funds</a></p>

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		</item>
		<item>
		<title>My credit is really bad and I need someone to help my repair so I can refinance my mortgage. Any suggestions?</title>
		<link>http://www.whentorefinancemortgage.com/my-credit-is-really-bad-and-i-need-someone-to-help-my-repair-so-i-can-refinance-my-mortgage-any-suggestions</link>
		<comments>http://www.whentorefinancemortgage.com/my-credit-is-really-bad-and-i-need-someone-to-help-my-repair-so-i-can-refinance-my-mortgage-any-suggestions#comments</comments>
		<pubDate>Thu, 26 Aug 2010 08:43:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Things To Consider When Refinancing]]></category>

		<category><![CDATA[bad credit]]></category>

		<category><![CDATA[decent price]]></category>

		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.whentorefinancemortgage.com/my-credit-is-really-bad-and-i-need-someone-to-help-my-repair-so-i-can-refinance-my-mortgage-any-suggestions</guid>
		<description><![CDATA[I have bad credit and I would like to refinance my mortgage so I need some help repairing my credit at a decent price. Any suggestions?





Technorati Tags: bad credit, decent price, mortgage


]]></description>
			<content:encoded><![CDATA[<p>I have bad credit and I would like to refinance my mortgage so I need some help repairing my credit at a decent price. Any suggestions?
</p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/bad+credit' rel='tag' target='_self'>bad credit</a>, <a class='technorati-link' href='http://technorati.com/tag/decent+price' rel='tag' target='_self'>decent price</a>, <a class='technorati-link' href='http://technorati.com/tag/mortgage' rel='tag' target='_self'>mortgage</a></p>

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		<title>Learn How You Can Repair Bad Credit Loans,Home Loans,Credit Cards,Auto Loans,Dept Consolidation,Refinance,Mortgage,Education All Types Of Loans Of Any kind Visit Now And Get Approved In Second Guaranteed</title>
		<link>http://www.whentorefinancemortgage.com/learn-how-you-can-repair-bad-credit-loanshome-loanscredit-cardsauto-loansdept-consolidationrefinancemortgageeducation-all-types-of-loans-of-any-kind-visit-now-and-get-approved-in-second-guarant</link>
		<comments>http://www.whentorefinancemortgage.com/learn-how-you-can-repair-bad-credit-loanshome-loanscredit-cardsauto-loansdept-consolidationrefinancemortgageeducation-all-types-of-loans-of-any-kind-visit-now-and-get-approved-in-second-guarant#comments</comments>
		<pubDate>Wed, 25 Aug 2010 11:11:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<description><![CDATA[
Learn How You Can Repair Bad Credit Loans,Home Loans,Credit Cards,Auto Loans,Dept Consolidation,Refinance,Mortgage,Education All Types Of Loans Of Any kind Visit Now And Get Approved In Second GuaranteedDon&#8217;t let bad credit history hold you back from borrowing money for college. Learn how&#8230;



Technorati Tags: advance, advances, bad, check, credit, day, for, loan, loans, mortgage, mortgages, motorcycle, need, [...]]]></description>
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<p>Learn How You Can Repair Bad Credit Loans,Home Loans,Credit Cards,Auto Loans,Dept Consolidation,Refinance,Mortgage,Education All Types Of Loans Of Any kind Visit Now And Get Approved In Second GuaranteedDon&#8217;t let bad credit history hold you back from borrowing money for college. Learn how&#8230;</p>

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		<title>How do I refinance my mortgage?</title>
		<link>http://www.whentorefinancemortgage.com/how-do-i-refinance-my-mortgage</link>
		<comments>http://www.whentorefinancemortgage.com/how-do-i-refinance-my-mortgage#comments</comments>
		<pubDate>Sat, 21 Aug 2010 20:46:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Things To Consider When Refinancing]]></category>

		<category><![CDATA[30 year mortgage]]></category>

		<category><![CDATA[prepayment penalty]]></category>

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		<description><![CDATA[I wanna refinance a 30-year mortgage. I&#8217;ve been living in my house for a year and have a prepayment penalty of 2 years. Two points. My loan is 80-20 and my monthly payment is 3600. How can I refinance a loan of 520 to get 20000 on cash and reduce my monthly payment?
Price for the [...]]]></description>
			<content:encoded><![CDATA[<p>I wanna refinance a 30-year mortgage. I&#8217;ve been living in my house for a year and have a prepayment penalty of 2 years. Two points. My loan is 80-20 and my monthly payment is 3600. How can I refinance a loan of 520 to get 20000 on cash and reduce my monthly payment?<br />
Price for the house has increased&#8230; I wanna know how does that affect the mortgage.. Is it good for the loan?
</p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/30+year+mortgage' rel='tag' target='_self'>30 year mortgage</a>, <a class='technorati-link' href='http://technorati.com/tag/prepayment+penalty' rel='tag' target='_self'>prepayment penalty</a></p>

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		<title>Home Refinancing Rates Surge</title>
		<link>http://www.whentorefinancemortgage.com/home-refinancing-rates-surge</link>
		<comments>http://www.whentorefinancemortgage.com/home-refinancing-rates-surge#comments</comments>
		<pubDate>Sat, 21 Aug 2010 15:58:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[How Difficult Is It To Refinance A Mortgage?]]></category>

		<category><![CDATA[homeowner]]></category>

		<category><![CDATA[homes]]></category>

		<category><![CDATA[market overview]]></category>

		<category><![CDATA[mortgage]]></category>

		<category><![CDATA[real estate]]></category>

		<category><![CDATA[refinancing]]></category>

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		<description><![CDATA[
Dominick Tavella of Diversified Financial Consultants on the growing trend of homeowners shortening the length of their mortgage.



Technorati Tags: homeowner, homes, market overview, mortgage, real estate, refinancing


]]></description>
			<content:encoded><![CDATA[<p><object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/WCAEKU3IDQw?f=videos&#038;app=youtube_gdata&#038;showsearch=0&#038;rel=0"></param><param name="wmode" value="transparent"></param><embed src="http://www.youtube.com/v/WCAEKU3IDQw?f=videos&#038;app=youtube_gdata&#038;showsearch=0&#038;rel=0" type="application/x-shockwave-flash" wmode="transparent" width="425" height="355"></embed></object></p>
<p>Dominick Tavella of Diversified Financial Consultants on the growing trend of homeowners shortening the length of their mortgage.</p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/homeowner' rel='tag' target='_self'>homeowner</a>, <a class='technorati-link' href='http://technorati.com/tag/homes' rel='tag' target='_self'>homes</a>, <a class='technorati-link' href='http://technorati.com/tag/market+overview' rel='tag' target='_self'>market overview</a>, <a class='technorati-link' href='http://technorati.com/tag/mortgage' rel='tag' target='_self'>mortgage</a>, <a class='technorati-link' href='http://technorati.com/tag/real+estate' rel='tag' target='_self'>real estate</a>, <a class='technorati-link' href='http://technorati.com/tag/refinancing' rel='tag' target='_self'>refinancing</a></p>

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		<title>Real cost of mortgage loan calculator?</title>
		<link>http://www.whentorefinancemortgage.com/real-cost-of-mortgage-loan-calculator</link>
		<comments>http://www.whentorefinancemortgage.com/real-cost-of-mortgage-loan-calculator#comments</comments>
		<pubDate>Tue, 17 Aug 2010 06:27:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Things To Consider When Refinancing]]></category>

		<category><![CDATA[fixed rate]]></category>

		<category><![CDATA[initial fees]]></category>

		<category><![CDATA[loan period]]></category>

		<category><![CDATA[parents]]></category>

		<category><![CDATA[refinancing]]></category>

		<category><![CDATA[tax deductions]]></category>

		<guid isPermaLink="false">http://www.whentorefinancemortgage.com/real-cost-of-mortgage-loan-calculator</guid>
		<description><![CDATA[My parents are considering refinancing to a fixed rate mortgate.  I need software that can take in the following info: quoted rate, initial fees including mortgate points, loan amount, loan period, tax deductions on mortgate interest.  The software needs to output the following.  Total payments minus tax break plotted against time.
If there [...]]]></description>
			<content:encoded><![CDATA[<p>My parents are considering refinancing to a fixed rate mortgate.  I need software that can take in the following info: quoted rate, initial fees including mortgate points, loan amount, loan period, tax deductions on mortgate interest.  The software needs to output the following.  Total payments minus tax break plotted against time.<br />
If there is no such software, a webpage with step by step instructions to do the calculation would be helpful.
</p>
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		<title>How do I refinance if I am upside down in my mortgage and I am paying PMI?</title>
		<link>http://www.whentorefinancemortgage.com/how-do-i-refinance-if-i-am-upside-down-in-my-mortgage-and-i-am-paying-pmi</link>
		<comments>http://www.whentorefinancemortgage.com/how-do-i-refinance-if-i-am-upside-down-in-my-mortgage-and-i-am-paying-pmi#comments</comments>
		<pubDate>Mon, 16 Aug 2010 20:45:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Things To Consider When Refinancing]]></category>

		<category><![CDATA[FHA loan]]></category>

		<category><![CDATA[insurance]]></category>

		<category><![CDATA[mortgage insurance]]></category>

		<guid isPermaLink="false">http://www.whentorefinancemortgage.com/how-do-i-refinance-if-i-am-upside-down-in-my-mortgage-and-i-am-paying-pmi</guid>
		<description><![CDATA[I am looking for any options I have to refi. I do have a FHA loan but I am not sure if I can refinance with mortgage insurance. Is there any program out there that lets me?





Technorati Tags: FHA loan, insurance, mortgage insurance


]]></description>
			<content:encoded><![CDATA[<p>I am looking for any options I have to refi. I do have a FHA loan but I am not sure if I can refinance with mortgage insurance. Is there any program out there that lets me?
</p>
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